The long-term results are that lower income and working class families are suffering more from these transformations. ("Illinois Economic Outlook," 2012) (Clary, 2012)

Once this theory has been supported or refuted, is the point that actuaries can begin to show how the PWORA is impacting stakeholders. ("Illinois Economic Outlook," 2012) (Clary, 2012) ("Illinois," 2013)

Statement of the Problem

Describe the nature of the problem / policy

The state of Illinois is facing a dilemma with the stagnant economy adversely affecting the unemployed. Many have been turning to welfare and other programs for assistance. However, the changes introduced in the last 15 years are creating hardships for a number of working class families. This is resulting in an estimated 35% not receiving the help they need to deal with everyday challenges. ("Illinois Economic Outlook," 2012) (Clary, 2012) ("Illinois," 2013)

How long has this problem existed?

The problem has existed for the...
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