Retirement Planning

A comfortable retirement is a goal for most workers, but ensuring that comfort takes planning and foresight. Planning for retirement is much more complicated than opening a bank account or belonging to an employer-sponsored pension plan. While these are excellent beginnings, workers must plan for any and all events that can and will happen after retirement. Employees not only need to plan for retirement income, but they must also plan for the disposition of assets upon death. Employees need to decide where they will live after retirement, how tax matters with be handled, what insurance will be needed, and the list goes on.

Planning for retirement should begin as early as possible in life. With some careful thought, however, the planning process can be started at any time. The secret is to actually put together a plan at any age, however, the sooner workers begin planning, the more...
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