old, living away from home for the first time in an apartment in San Diego when I decided to attend college and maintain myself in an apartment without taking any financial assistance from my parents. Since I was not a California resident I had the additional expense of paying out-of-state tuition. I had a football scholarship that would pay fifty-percent of my tuition but I needed a job to pay my living expenses and the remaining tuition.

Although the time required for school and football was a fulltime job in itself, my financial needs said I needed to work between thirty and thirty five hours per week to make ends meet. With that as my motivation, I took a job at Federal Express as a package handler on the graveyard shift.

The summer before starting my sophomore year of college, just two weeks before the beginning of football camp in...
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