Employees in nonprofit organization are not prepared to make financial and investing decision to prepare them for retirement. This has been observed in many NGOs especially in the life of the former employees once they reach the retirement age. During the lifetime of these individuals in the organizations, they are observed not to take the issue of investment in businesses and other forms of financially inclined ventures like the bonds market and the shares and exchange markets.

There is an evident trend of many employees of NGOs never willing to retire and stay at home since they do not have businesses to attend to. Most would rather be posted as ambassadors of various organizations, or turn to consultancy or opening and running other NGOs once they reach the retirement age.

The strategic challenge that leads to the trend of many of such employees in NGOs not being ready to make...
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