Banking Fees and Morality

Integrating Values:

The Legal, Moral, and Social Responsibility of the Government, the Banks, and the Consumers

Legal Section

Statement of Relevant Legal Principles and Rules of Law

Application of Law to Topic and Legal Analysis

Ethics Section

Utilitarian Ethical Analysis

Kantian Ethical Analysis

Additional Ethical Analysis

Social Responsibility Section

Introduction to B. Definition of term "Social Responsibility"

Application of Social Responsibility

Banking fees in one form or another have existed in the United States hundreds of years, however the degree of regulation on the bank fees has varied over time. Regardless of whether banking fees are being regulated liberally or conservatively, legal, ethical, and social responsibility questions arise. This three value approach assists in analyzing which of the three parties -- the government, the banks, or the consumers -- owe which duty regarding the functionality of the banking fee system. Arguably, all three parties owe a...
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