Banking Fees and Morality
Integrating Values:
The Legal, Moral, and Social Responsibility of the Government, the Banks, and the Consumers
Legal Section
Statement of Relevant Legal Principles and Rules of Law
Application of Law to Topic and Legal Analysis
Ethics Section
Utilitarian Ethical Analysis
Kantian Ethical Analysis
Additional Ethical Analysis
Social Responsibility Section
Introduction to B. Definition of term "Social Responsibility"
Application of Social Responsibility
Banking fees in one form or another have existed in the United States hundreds of years, however the degree of regulation on the bank fees has varied over time. Regardless of whether banking fees are being regulated liberally or conservatively, legal, ethical, and social responsibility questions arise. This three value approach assists in analyzing which of the three parties -- the government, the banks, or the consumers -- owe which duty regarding the functionality of the banking fee system. Arguably, all three parties owe a...
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