Thus, it also does not answer the three questions above in a positive fashion. The only thing that can be said is that for the short-run "it is a refuge from cleavage and strife" or the "best that we can do for the time being." That is not saying very much, surely.

It appears, then, that of the different ways to meet these three questions noted above, that it may be best to find ways to reduce disparity by changing public policy in areas such as housing and home ownership. The paper "The changing determinants of Inter-racial home ownership disparities: New York City in the 1990s" and "A dream deferred or realized: the impact of public policy on fostering black homeowners in New York City throughout the 1990s" by Lance Freeman and Darrick Hamilton, both show how the "prescription for change" is not one taking one action, but several: 1)...
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