Genetic Testing and Insurance. Specifically, it will contain an analysis and key points of the article. This article discusses whether it is morally and ethically right to use genetic testing to deny health and/or life insurance to certain individuals who might have a genetic predetermination for a specific disease.

One key point is whether insurance companies should be allowed to use genetic testing to determine eligibility for insurance and/or to set premiums. Many states have already banned this process, because they feel it is unfair to use these types of tests to deny insurance when insurance is supposed to protect the individual if they suffer from health issues, whether they are genetic or not. In addition, this type of testing is very costly to the insurance companies, and there are only tests for a few, specific diseases, so they cannot pinpoint all the health risks anyone faces. Most insurance companies...
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