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Essay Instructions: The general topic of the research paper is mortgage fraud. Perhaps, the paper can start with a brief introduction of what a mortgage is and its unique complexities that make it successptible to fraud. IT should address predatory lending,property flipping, and packing of fees. It needs to address the different federal regulations which are intended to protect the consumer as well as the response of state legilatures to address this issue. IN addition it needs to address what different agencies are doing to enforce these laws and to prosecute offenders, for example the department of justice, IRS, HUD and others. The paper needs to have 200 footnotes total. The footnotes should be on the bottom of the page that it is refernced. While footnotes can be used to identify the source that an idea or fact came from, half of the footnotes should be intellectual thoughts or statements that did not fit in the paper but as a footnote can enhance or further an idea.

Essay Instructions: You are to research and explain how the Housing bubble, misguided public policy, Failure of financial regulators and Asymmetric monetary policy helped created the current mortgage crisis in the United States. You are to only research and discuss these 4 areas and explain how they helped create the mortgage crisis in the United States.

Please make sure to use academic sources such as studies from the Federal Reserve, academic journals, etc.

Essay Instructions: I need this paper by tomorrow night because it is due by Thursday morning! Let me know as soon as possible if you can't do this paper!

TOPIC: I need a 10 page, or minimum 3000 word essay (not including bibliography) on comparing the structure of adjustable rate mortgages (ARMS) versus fixed rate mortgages. Describe how each type of mortgage works from an in depth financial perspective, how they are related to interest rates and risk, AND which is better or more attractive to people looking to purchase a home in the United States and why.

SOURCES: Your sources cannot be drawn from popular business press (Forbes, Business Week, Fortune, The Economist). Instead use textbooks, and scholarly journals like The Journal of Bank Research, Journal of Money Credit and Banking, Financial Management, Journal of Banking and Finance are all possible sources! also internet sources like EconLit, ABInform, Nexus/Lexus
publications of regional banks can be accessed through:
www.frbsf.org/publications/fedinprint. These sources are not required, but are possibly helpful.

just find at least 5 sources, from the non popular press! It doesn't matter, just something i can have in the paper!

CITATION: make sure there are proper footnotes and MLA bibliography!

Extensive quotations can't be used!

Essay Instructions: Examine the personal financial decision to refinance a home. Discuss the strengths and weaknesses of 15-year mortgages as well as 30-year mortgages. Determine if a fixed rate or a 5-year arm would be the best financial decision to make when refinancing.

To make this determination, examine the financial principles listed below and identify their strengths and weaknesses:

1)The Principle of Self-Interested Behavior;
2)The Principle of Incremental Benefits;
3)The Principle of Risk Return Trade-Off; and
4)The Principle of Time Value of Money

Include research about real estate prices, mortgage interest rates, and other investment opportunities.

Provide an executive summary, and show quantitative work that leads to the final financial decision.