Loan Essays and Research Papers

Instructions for Loan College Essay Examples

Title: Loan sales and other credit risk management techniques

  • Total Pages: 13
  • Words: 3727
  • Bibliography:7
  • Citation Style: APA
  • Document Type: Essay
Essay Instructions: - Need to address history and current trends in loan sales and other credit risk management techniques
- Need 5 quotes
- Need to use five journal articles as references
- Need to use APA format for the paper
- Include reference page

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References www.questia.com/PM.qst?a=o&d=5019679285

Berger, a.N., & Frame, W.S. (2007). Small Business Credit Scoring and Credit Availability. Journal of Small Business Management, 45(1), 5+. Retrieved September 22, 2007, from Questia database: http://www.questia.com/PM.qst?a=o&d=5019679285 www.questia.com/PM.qst?a=o&d=5001398208

Buckley, R.P. (1998). The Regulation of the Emerging Markets Loan Market. Law and Policy in International Business, 30(1), 47. Retrieved September 22, 2007, from Questia database: http://www.questia.com/PM.qst?a=o&d=5001398208 www.questia.com/PM.qst?a=o&d=34689598

Cranston, R. (1997). Principles of Banking Law. Oxford: Clarendon Press. Retrieved September 22, 2007, from Questia database: http://www.questia.com/PM.qst?a=o&d=34690467

Derivative. (2007). Investopedia. A Forbes media company. Retrieved September 23, 2007, at http://www.investopedia.com/terms/d/derivative.asp www.questia.com/PM.qst?a=o&d=5000176748

Hassan, M.K. (1993). Capital Market Tests of Risk Exposure of Loan Sales Activities of Large U.S. Commercial Banks. Quarterly Journal of Business and Economics, 32(1), 27+. Retrieved September 22, 2007, from Questia database: http://www.questia.com/PM.qst?a=o&d=5000176748 www.questia.com/PM.qst?a=o&d=5001073902

Holmstrom, B., & Tirole, J. (2000). Liquidity and Risk Management. Journal of Money, Credit & Banking, 32(3), 295. Retrieved September 22, 2007, from Questia database: http://www.questia.com/PM.qst?a=o&d=5001073902

Loan Sales FAQs. (2003). Retrieved September 23, 2007, at http://www.fdic.gov/buying/loan/loan/index.html. The Basic Risk Management Process www.questia.com/PM.qst?a=o&d=5002441930

Powell, S.H. (2004). Credit Risk: How Much Is Too Much? A Bank Can't Profit without Taking Risks, but How Do You Determine the Optimum Level? Data from 100 Community Banks Offer Insights. ABA Banking Journal, 96(3), 43+. Retrieved September 22, 2007, from Questia database: http://www.questia.com/PM.qst?a=o&d=5002441930

Risk Management. (2007). Investopedia. A Forbes media company. Retrieved September 23, 2007, at http://www.investopedia.com/terms/r/riskmanagement.asp www.questia.com/PM.qst?a=o&d=5007705395

Stiroh, K.J. (2004). Diversification in Banking: Is Noninterest Income the Answer?. Journal of Money, Credit & Banking, 36(5), 853+. Retrieved September 22, 2007, from Questia database: http://www.questia.com/PM.qst?a=o&d=5007705395 www.questia.com/PM.qst?a=o&d=5006142365

Theil, M., & Ferguson, W.L. (2003). Risk Management as a Process: An International Perspective. Review of Business, 24(3), 30+. Retrieved September 22, 2007, from Questia database: http://www.questia.com/PM.qst?a=o&d=5006142365

Value at Risk. (2007). Investopedia. A Forbes media company. Retrieved September 23, 2007, at http://www.investopedia.com/articles/04/092904.asp

Volatility. (2007). Investopedia. A Forbes media company. Retrieved September 23, 2007, at http://www.investopedia.com/terms/v/volatility.asp

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Title: Writing and interpretation of contracts

  • Total Pages: 2
  • Words: 802
  • Sources:0
  • Citation Style: MLA
  • Document Type: Research Paper
Essay Instructions: Norwest Bank had been lending money to Tresch to run a dairy farm. The balance due the bank after several years was $147.000, The loan agreement stated that Tresch would not buy any new equipment in excess of $500 without the express consent of the bank. Some time later, Tresch applied to the bank for a loan of $3,100 to purchase some equipment. The bank refused to make the loan because it did not believe the new equipment would correct the condition for which it would be bought and would not result in significant additional income. Tresch then sued the bank, claiming that its refusal to make the loan was a breach of the implied covenant of good faith and fair dealing. Decide.

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Work Cited

"Bad Faith." (2004) Retrieved November 23, 2004 at http://law.freeadvice.com/general_practice/suing_being_sued/lawsuit_bad_faith.htm

" When Does a Breach of Contract Occur?" (2004) Retrieved November 23, 2004 at http://law.freeadvice.com/general_practice/legal_remedies/breach_contract.htm

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Title: Develop envisioned methodology design dissertation research topic based research problem purpose previous research courses write a research paper identify strengths weaknesses envisioned method design

  • Total Pages: 15
  • Words: 4859
  • References:7
  • Citation Style: APA
  • Document Type: Essay
Essay Instructions: Develop an envisioned methodology and design for your dissertation research topic based on the research problem, purpose, and previous research courses, and then write a research paper to identify the strengths and weaknesses of the envisioned method and design. In your paper, justify why the chosen method and design would be most appropriate for your research questions. In justifying your chosen method and design, discuss why alternative methods/designs would be less desirable for your study. Please corroborate your assertions with scholarly research.

Support your paper with a minimum of 7 resources. In addition to these specified resources, other appropriate scholarly resources, including older articles, may be included.

Length: 12-15 pages not including title and reference pages

PLEASE USE BETTY AND TOPIC IS ASSOCIATION LOANS NEED BY 2/28/13

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Bibliography:

Bryman, A., & Bell, E. (2007). Business research methods. USA: Oxford University Press.

Caprio Jr., G., & Vittas, D. (Eds.). (2007). Reforming financial systems: historical implications for policy. USA: Cambridge University Press.

Creswell, J. W & Clark, V.L.P (2010). Designing and Conducting Mixed Methods Research. USA: SAGE Publications, Inc.

Dexter, S. (2009). A treatise on co-operative savings and loan associations. USA: BiblioLife, L.L.C.

Fossey, E., Harvey, C., McDermott, F., & Davidson, L. (2002). Understanding and evaluating qualitative research. Australian and New Zealand journal of psychiatry, 36(6), 717-732.

Griffin, D. (2010). Business with a Purpose: Starting, Building, Managing and Protecting Your New Business. USA: Easy Brain Labs Inc.

Mayer, D.C. (2013). Finite 3-Groups as viewed from Class Field Theory. UK: University of St. Andrews

Maykut, P., & Morehouse, R. (2002). Beginning qualitative research: A philosophical and practical guide. USA: Routledge.

Sekaran, U., & Bougie, R. (2010). Research methods for business: A skill building approach. USA: John Wiley & Sons, Inc.

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Title: Request writer AMBER111 The frequently occurring ethical violations finance relate insider trading stakeholder interest versus stockholder interest investment management campaign financing Businesses general financial markets replete examples violations trust loyalty public private dealings

  • Total Pages: 5
  • Words: 1545
  • Works Cited:5
  • Citation Style: MLA
  • Document Type: Research Paper
Essay Instructions: Request writer: AMBER111

The most frequently occurring ethical violations in finance relate to insider trading, stakeholder interest versus stockholder interest, investment management, and campaign financing. Businesses in general and financial markets in particular are replete with examples of violations of trust and loyalty in both public and private dealings. Fraudulent financial dealings, influence peddling and corruption in governments, brokers not maintaining proper records of customer trading, cheating customers of their trading profits, unauthorized transactions, insider trading, misuse of customer funds for personal gain, mispricing customer trades, and corruption and larceny in banking have become common occurrences. The idea that human beings can be honest and altruistic is an empirically valid assumption; it is not hard to find examples of honesty and altruism in both private and public dealings. There is no reason this idea should not be embraced and nurtured.



Required Reading:
Jennings, M. (7th Edition 2012). Unit 7 - Business Ethics: Case Studies and Selected Readings


Assignment 6 Paper- Case study: Subprime Loans: The Under-the-Radar Loans that Felled a Market
Subprime Loans
Subprime loans are loans that were offered to borrowers whose credit scores were below the acceptable rating of 570. The mortgage lenders made significant earnings by lending to this type of borrower. However, as recent as 2007, these borrowers began to not pay their mortage payments and thus the mortgage market dropped significantly.
This activity relates to Subprime loans and risks they pose to the lender and ambiguity of various aspects to the borrower.

Using Case 7.4, answer all of the questions. After reading the document and before answering the questions, initiate your paper with the problem statement;
The problem to be investigated is ________________________.

Your answers should not simply be your opinion. For each answer to each question, include at least two outside, peer-reviewed articles that you can cite as academic research resources that validate your answer.

Length: 5-7 pages (app. 350 words per page)

Your paper should demonstrate thoughtful consideration of the ideas and concepts that are presented in the course and provide new thoughts and insights relating directly to this topic. Your response should reflect scholarly writing and current APA standards. Be sure to adhere to Northcentral University's Academic Integrity Policy.

Submit your document in the Course Work area below the Activity screen.

Learning Outcomes: 1, 2, 3, 4, 5


Assignment Outcomes
Compare and contrast the approaches of the parties who influence business decision making as it relates to ethics and of those who are influenced by their decisions.
Analyze the conflicting objectives of business leaders who influence business decisions.
Evaluate the actions that a company may take to meet ethical considerations relative to social performance, financial performance, and reputation.
Assess the extent to which social, ethical and public issues must be considered in internal and external stakeholder relationships.
Evaluate ethics in an academic setting, especially in regard to academic integrity and the code of conduct.

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References

Donath, L.E., & Cismas, L.M. (2009). The Current Financial Crisis Revisited -- Causes and Remedies, the Romanian Economic Journal, 31 (1): 85-92.

Goldmann, P. (2010). Financial Services Anti-Fraud Risk and Control Workbook, 1st Edition. Hoboken, N.J.: Wiley.

Jennings, M. (2012). Business Ethics: Case Studies and Selected Readings, 7th Edition. South-Western Legal Studies in Business. Australia; Mason, OH: South-Western.

Magdoff, F., & Foster, J.B. (2009). The Great Financial Crisis: Causes and Consequences. N.Y: Monthly Review Press

Mandal, S.K. (2010). Ethics in Business and Corporate Governance, 1st Edition. New Delhi: Tata McGraw-Hill Education.

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